ATTENTION: Professionals & Business Owners With $150k+ Investable Assets

Stop Paying Hefty Fees Without A Real Person To Speak To, Or A Real Plan To Fall Back On!

Video Reveals: Why Bank Advisors Are Limiting You To Cookie-Cutter Portfolios, And Why It's Time To Speak To A Real Person In YOUR Shoes So You Can Build A Real Plan!

Are You Really On Track for Retirement? Find Out in 12 Pages.

  • 3 questions to ask your current advisor that will tell you, in 60 seconds, whether they're working for you or for the bank

  • A 6-point checklist that separates a real retirement plan from "a pile of accounts

  • How to find the fees your bank doesn't put on a statement (with a sample page showing exactly where to look)

  • 5 tax strategies wealthy Canadians use every year — that your bank advisor isn't licensed or trained to put on the table

We're Not A bank. We're A Husband And Wife Team in Victoria Who Realized There Are Better Alternatives Out There.

We're Graham and Lindsay Plumb. We started Moola Financial because we kept meeting people in their forties and fifties who had done everything right: saved diligently, contributed every dollar they could, paid down the mortgage... and still had no real answer to the question, "Will I actually be okay at retirement?"

We run a blended model advisory practice, building a plan tailored to your goals.

The difference? We don't optimize for product sales, or cookie cutter portfolios... We build the best possible roadmap for you and your family and only recommend products where they make total sense.

Because the real truth is... bank branch advisors tend to only recommend products the bank pays them to sign people up for. They're incentivized to recommend investments such as mutual funds where there is a fee baked into the MER of the investment.

Our fees are transparent, our service is personalized, we pay the mortgage just like our clients do.

We know what it's like to pay the bills, take care of the kids, and juggle a plan... all at the same time.

So Let Us Help You.

Lindsay Plumb

Graham Plumb

Founders, Moola Financial — Victoria, BC. 8+ years helping BC families

Sound familiar?

Most BC professionals hit 50 with the same three questions.

"Am I actually on track?"

You've been saving. You have an RRSP, maybe a pension, some equity in your home. But nobody's ever shown you a clear number — what you actually need, when you'll hit it, and what "on track" really looks like for a BC income and BC costs. Your bank advisor smiles. That's not the same as an answer.

The fees nobody's shown you

The average Canadian pays 2–2.5% per year in mutual fund MERs. On a $400,000 portfolio that's $8,000–$10,000 a year — quietly leaving your account every year, in every market. Nobody hands you a receipt. Most advisors are legally required to mention conflicts of interest, but they're not required to hand you a calculator. We are.

A pile of accounts isn't a plan

RRSP here. TFSA there. Group benefits you're not sure you're maximising. A defined benefit pension with a survivor option nobody's explained. Rental income you're not sure how to structure. Individually, these are just accounts. Together, sequenced correctly, they're a retirement. The difference is a plan — and most BC professionals have never actually had one.